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Learn How a Gold IRA Rollover Works

Step-by-step overview of how a 401(k) or IRA can be rolled over into physical gold and silver through a self-directed IRA.

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1. Open an IRA

Open a Gold IRA

A self-directed IRA is required to hold physical gold or silver within a retirement account structure.

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3. Select Metals

Choose IRA-Approved Metals

Select gold or silver products that meet IRA requirements and are approved for retirement accounts.

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How a Gold IRA Rollover Works

Moving retirement funds into physical metals involves a structured process through a self-directed IRA custodian. This guide outlines how the process works, what to expect, and how transactions are coordinated.

2. Fund the Account

Move Retirement Funds

Funds are transferred from an existing IRA or 401(k) into the new account through the custodian.

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4. Storage & Delivery

Store Metals in a Depository

Metals are purchased and delivered to an approved depository for secure storage within the IRA.

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What to Expect During the Process

Step 01

Step 02

Step 03

Step 04

Account Setup

A self-directed IRA is established or used to allow physical metals within a retirement account.

Transfer Coordination

Funds are transferred from an existing IRA or 401(k) through the custodian’s process.

Transaction Processing

The custodian reviews and processes the transaction based on the selected metals.

Storage Confirmation

Metals are delivered to an approved depository and held within the IRA account.

Testimonial

“The process was clearly explained from start to finish. Understanding how the IRA rollover works made everything more straightforward.”

-Client Experience

Working With Established Providers

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Assets Under Custody

20+ Years

Experience in Self-Directed IRAs

$4B+

4.7★

Client Reviews

American Gold Group is not a custodian. We coordinate with custodians and depositories to facilitate transactions within self-directed IRA accounts.

Open a Self-Directed IRA with an Established Custodian

We work alongside established custodians like Advanta IRA Trust Company to help coordinate the setup and funding of self-directed IRA accounts. Once your account is established, we facilitate the metals purchase process in coordination with your custodian.

Custodian Experience & Track Record

A+ Rating

Better Business Bureau

Delaware Depository  Secure Metals Storage

Your metals are stored at Delaware Depository, a trusted, IRS-approved facility with over 25+ years of experience serving major custodians and financial institutions. Assets are protected by $1 billion in all-risk insurance coverage underwritten by Lloyd’s of London, one of the world’s leading providers of specialized asset protection.

ALLOCATION

Full Ownership

Metals are fully allocated and held in your name, ensuring you remain the direct owner at all times.

SECURITY

24/7 Protection

High-security vaults with continuous monitoring and $1B insurance coverage protect stored metals.

COMPLIANCE

IRA Approved

Storage meets IRS requirements and allows for efficient transfer or liquidation through your custodian.

American Gold Group is not a depository. We coordinate with custodians and depositories to facilitate transactions within self-directed IRA accounts.

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Get the Information You Need to Decide

A simple guide to help you understand your options.

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